Houzd Mortgage

Josh Kim

Loan Officer
​NMLS # 1523929 

About Josh:

Hey there! I'm Josh Kim, a Mortgage Loan Officer with over 7 years of experience in the business. I've seen many markets and know how to navigate you through any circumstance. 


I graduated from the University of Utah with a Bachelor of Science in Psychology and a Bio chemistry Minor. Shortly after I was introduced into the mortgage industry and immediately found my forever profession which I’m extremely passionate about.


I've developed an expertise in Residential lending including: condos, townhomes, single family residences, PUD’s , and construction loans.


To me communication is key, not only during the pre-approval process, but throughout the entire loan process. I'm committed to educating buyers and advising on the best route to buying a home; and even helping consolidate debt when necessary.


There's nothing more fulfilling to me than being a part of someone's life milestone. It's an amazing feeling when you can help someone achieve their dreams, and I don't take the opportunity for granted.


I take pride in building relationships with each of my clients and always go the extra mile to make sure they're taken care of. That's why my availability (even on the weekends) is always open - so that I can always be there for you if you need me. If I'm not available you can expect a call from me shortly because I love what I do and genuinely care about you.


My wife Kaitlyn and I just finished going through the construction mortgage process ourselves when we built our new home in Draper UT. We have two amazing and beautiful children Ezra and Alice who keep us on our toes.


I was born and raised here in Utah. At one point I thought about leaving, but Utah has it all - it's honestly very underrated. If you have questions about local restaurants or fun family activities to do hit me up!


I'd love the opportunity to help you find the best financing for your next purchase or refinance. Reach out with any questions, I'd love to connect!